Generosity is Awesome. I know a few people who just exude generosity, and I definitely want to be like them. But a lot of the time it’s hard to be generous, especially with our busy lives and tight budgets. But being generous is so important, and the benefits are so great – it’s such a… Read More

Debt Sucks. Not only does it suck to be in debt, but debt sucks away your hard-earned income too! Debt is constantly giving your income the vampire treatment, and it’s hard to do what you love as long as it’s around. So you owe someone some money. Could be a student loan, could be a… Read More

Habits – they’re what make up our lives. Consistent, automatic actions and choices that help things run smoothly and protect our mind’s processing power. Today let’s talk a little bit about the money habits that we’re carrying around and when it might be time to change them. College Habits Like many people, my wife and… Read More

After nearly three years of marriage, my wife and I had our first real lover’s quarrel over money. We thought avoiding debt, saving a large portion of our income, and living well below our means meant we’d never have such a dispute, but we didn’t expect to encounter this particular issue.  Our disagreement might be… Read More

So what do you do when you make good money, but can’t seem to save for your goals? Great question! I’m going to talk about three things you can do to get your money to do what you really want it to do, and only one involves math (sweet!) 1. Get really, painfully, specific about… Read More

This is a transcription of a presentation delivered by Ben Blanchard from Debt Freeks to two groups of high school students at a business skills conference on December 12, 2017 at Klamath Community College. A big thank you to KCC for putting on this event, and an even bigger thank you to my great friend… Read More

How to be great at money, you ask? Great question! Let’s break down what “great at money” looks like, then “hack the loop” to see where to improve on typical situations. To me, being great at money looks like this: Cash flow positive every month 4 months’ expenses saved for the unexpected Actively saving to… Read More

One of my favorite topics to discuss is the mindset of abundance vs scarcity. I don’t know why. It could be years of being sort of an Eeyore type, until I decided to change my point of view, or it could be that our culture seems obsessed with scarcity, and that’s just irritating when we’re… Read More

Good news if you’re looking to take the first step towards living your ultimate life: Debt Freeks is starting up a brand new way to connect – personalized coaching! The new coaching platform is geared for people who want to remove money as an obstacle to achieving their goals. You’ll have access to a personal… Read More

Hey, Everyone! I’m stoked to let you know that in September, I earned my Certified Credit Union Financial Counselor (CCUFC) credential from the Credit Union National Association (CUNA). As a CCUFC I have a background of knowledge in solid financial tools to use for things like expense management, goal-setting, debt elimination, insurance basics, and investing… Read More